Hold US dollars in Panama
Keep your money in a modern USD account built for global life in Panama — accessible in the UniFi app, anytime, anywhere.
Send money across borders in seconds
Send money internationally from Panama with great exchange rates and no hidden fees, and share accounts with family wherever they live.
A Visa card for your USD balance
Get physical and virtual UniFi Visa cards in Panama and spend your USD balance in stores, online, and at ATMs.
Banking with UniFi in Panama: FAQs
Can I open a UniFi account in Panama?
Yes. Residents of Panama can open a UniFi USD account from the UniFi app — no US bank account or US address required.
Can I hold US dollars in Panama?
Yes. Your UniFi account holds US dollars, protecting your savings from local currency volatility while you live in Panama.
Can I send and receive money internationally from Panama?
Yes. UniFi lets you send money internationally in seconds and share accounts with family across borders, all from one USD account.
Can I get a debit card with my UniFi account in Panama?
Yes. UniFi offers physical and virtual Visa debit cards in Panama, linked directly to your USD account, and usable anywhere Visa is accepted.