Hold US dollars in Ghana
Keep your savings in USD instead of Ghanaian Cedis, and protect what you earn from local currency swings. Your money stays accessible in the UniFi app, anytime.
Send money across borders in seconds
Send money internationally from Ghana with great exchange rates and no hidden fees, and share accounts with family wherever they live.
A Visa card for your USD balance
Get physical and virtual UniFi Visa cards in Ghana and spend your USD balance in stores, online, and at ATMs.
Banking with UniFi in Ghana: FAQs
Can I open a UniFi account in Ghana?
Yes. Residents of Ghana can open a UniFi USD account from the UniFi app — no US bank account or US address required.
Can I hold US dollars in Ghana?
Yes. Your UniFi account holds US dollars, protecting your savings from local currency volatility while you live in Ghana.
Can I send and receive money internationally from Ghana?
Yes. UniFi lets you send money internationally in seconds and share accounts with family across borders, all from one USD account.
Can I get a debit card with my UniFi account in Ghana?
Yes. UniFi offers physical and virtual Visa debit cards in Ghana, linked directly to your USD account, and usable anywhere Visa is accepted.